How Priority-Based Budgeting Works

Instead of starting with income and expenses, we begin with your most important financial goals. This approach feels more natural and leads to better long-term results.

  1. Identify Your Core Priorities

    List the 5 most important things money can help you achieve in the next 2 years. These become your financial north star.

  2. Map Current Spending

    Track where your money goes for one month, but categorize everything as either supporting your priorities or not.

  3. Create Priority Buckets

    Allocate money to your top priorities first, then handle necessities, then decide what to do with what's left.

  4. Build Flexibility Systems

    Life changes, so your priorities might too. Create simple rules for adjusting your plan without starting over.